Depreciation, fuel, financing, maintenance, and insurance combined into one 5-year number. See your real cost per mile and make smarter fleet decisions — diesel vs gas, buy vs lease, right-size vs over-spec.
Estimates only. Maintenance modeled at $0.08/mile diesel, $0.06/mile gas. Depreciation: 45% residual at 5 years. Section 179 applied year one at stated rate. Consult your accountant for actual tax treatment.
| Configuration | Purchase Price | Gross 5-Yr TCO | Cost/Mile | Net of Sec 179 |
|---|---|---|---|---|
| F-250 Crew Diesel — light use | $54,000 | ~$112,000 | ~$0.90/mi | ~$97,000 |
| F-350 Chassis + Service Body | $66,000 | ~$128,000 | ~$1.02/mi | ~$109,000 |
| F-450 Chassis + Dump Body | $76,000 | ~$144,000 | ~$1.15/mi | ~$123,000 |
| Transit Cargo Van + Shelving | $50,000 | ~$98,000 | ~$0.78/mi | ~$84,000 |
Assumes 25,000 mi/yr, diesel at $4.00/gal, 6.9% APR 60-month loan, 28% combined tax rate, $3,500/yr insurance.
The 6.7L Power Stroke diesel costs ~$11,000 more upfront but delivers better fuel economy and higher resale value. At 25,000 miles/year, most high-mileage operators recover that premium within 3–4 years — making diesel the better 5-year TCO choice.
An over-spec'd F-550 doing F-350 work costs $25,000+ more up front with higher operating costs annually. The right-sized truck for the application almost always delivers the lowest 5-year TCO.
A $76,000 F-450 at 28% combined tax rate saves ~$21,000 in year one via Section 179 — effectively reducing your net outlay by 28% and dramatically improving first-year cash flow vs conventional depreciation.
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